A Uni Student's thoughts on investing

Recently, I have read an article on newspaper about whether an university student should invest in stock market. It made me think back of my time when I started to invest  when I was 18 years old and it has been five years since then. Today, I am 22 years old and like many of the people who are same age with me, I am still pursued my tertiary education. I am glad that I have realized the important of investing when I still young. Started from 1k to the five figures worth of  portfolio today, I will not say that I have extraordinary or great experience in investing or I have earn big bucks, but I feel confident that I will able reach my financial goal in future.

For me, investing is a lonely path. Not many of my friends realize the important of it as many are still "subsidize" by their parents and money is not really their big concerns. They prefer more to the latest IT gadgets or beautiful girls in College. Even they do, most of them still have the negative perceptions towards stock market such as it is the game for rich or it is a gambling. Funny thing is for them, forex trading is less risky and less "gambling". 

I not really agree with the thinking that stock market is for the rich. Indeed, if you have enough capital, you have the capability to control the price. However, I think it is more to a game which only the strong will survive. If you know the game well, you can turn 1k to 1M and vice versa. At the end, it is nothing but your capability that helps you to survive in this game. 

However, i do agree that stock market is gambling in nature. No matter how those bloggers try to argue or sugarcoat it, we are still a gambler no matter you are a fans of fundamental or technical analysis. We bet that our research is true and it will appreciate in future, we bet that the our analysis of the chart is correct that it is a uptrend.  It is just like our life. Every choice you make and every step you move, you are taking the risk and bet that it is good choice or good move. The point is how are you gonna increase your percentage of winning? There is not a conclusive answer on this. Some might say that fundamental or technical analysis will do or perhaps the tips from your brokers or your friends or maybe all of it.

Undeniable, all of them are important for every traders but does it really help you to increase your chance of winning significantly? From my experience, I don't think so. Look around the street, if they really work then I think the investment bankers or perhaps those mutual fund managers have already make millions of dollar by trading. They have the best technical software, or may be a degree of finance and the direct tips but do they really outperform the index? Unfortunately, most of them don't. We all know that they are earning big bucks by the brokerage fees ,management fees and selling "story' and "research" to retails investors with their genuine intentions. 

Throughout my years of investing, I realize that indeed those skills are important but what determines a good and bad investment is always about your vision and your perceptions. Do u have the ability to forecast what the world need in one year time or maybe ten years? Can you predict the future trends of our society？ Take an example, can you forecast the world's demands on electric car before the rise of Tesla? Or can you predicts the revolution of the way we shop from physical store to e-shopping before the rise of E-bay and Alibaba? Technical and fundamental analysis only can give you a guidance of the past performance of a company but you need to be visionary and able to see whether the product of the company is needed by the world in future and whether the company have the good prospect in future. Just like what Mr Koon Yew Yin said ( although I not really agree with his stock picks), the company must be able to make more money than last year. At the end, just like starting up a business, you must be visionary in making your decision.

It is just my own opinions. Everyone has their own philosophy and methods. If you don't agree with me, just treat this as a joke and no hard feeling ya. After all, the only method works is the method that help you earn money right? Thanks for viewing everyone and wish you all the best in your life.